By Jon ‘ShakataGaNai’ Davis, CC BY 3.0, Link
If you’re facing the possibility of foreclosure in the future, perhaps you are wondering can you get your house in Blackhawk, California back after foreclosure. After all, you need a place to live!
Unfortunately, after the court rules in the favor of your lender and agrees with the lender to proceed with foreclosure, it is very hard for you to get your house back.
Instead of wondering can you get your house in Blackhawk, California back after foreclosure, here’s another option…
The good news is, if you’re not in foreclosure yet, you have options.
The first and best option is to pay off your mortgage or work out a payment plan with your lender. They’ll prefer to keep you in your house and instead just collect the money owed to them.
If that’s not an option for you at this time then you may decide to do what a lot of homeowners facing foreclosure are choosing to do: Sell your home before the home is foreclosed upon and pay the lender what is owed to them.
While not an ideal option (because you’ll have to give up your house), it’s still a preferable option to foreclosure because you’ll have cleared up your debt to the bank and you won’t have the long-term impact to your credit score that a foreclosure would have.
This option is proactive and long-term, which is why homeowners facing foreclosure love it: it’s proactive because you’re taking control of your financial situation; it’s long-term because you’re accepting the short-term discomfort of selling your home in exchange for the long-term benefit of a better credit rating.
Here’s a secret to selling your Blackhawk, California area home fast so the bank can’t take it
You could work at trying to find a buyer to take your home. However, a faster and easier option is to find an investment firm that buys houses as-is for cash, fast. Instead of spending all of your time and energy trying to locate a buyer, there are many companies that can do this for you. Companies like 247Homebuyers.com will buy the house from you at a reduced price, and very quickly.
Simply fill out our form and tell us about your house, or just call us at (925) 852-8261 and let us know that you want to sell fast.
Here are some interesting facts about Blackhawk, California
The Blackhawk Census Designated Place had a population of 9,801 as of July 1, 2018.
The primary coordinate point for Blackhawk is located at latitude 37.8208 and longitude -121.9077 in Contra Costa County. The formal boundaries for the Blackhawk Census Designated Place encompass a land area of 5.8 sq. miles and a water area of 0.01 sq. miles. Contra Costa County is in the Pacific time zone (GMT -8). The elevation is 997 feet.
The Blackhawk Census Designated Place (GNIS ID: 2407859) has a U1 Census Class Code which indicates a census-designated place with an official federally recognized name. It also has a Functional Status Code of “S” which identifies a statistical entity.
California is one of 20 states where Census County Divisions (CCDs) are used for statistical tracking of subdivisions within each county. The Blackhawk Census Designated Place is located within Tassajara CCD of Contra Costa County.